Chase Freedom Unlimited Vs Amex Blue Cash Preferred

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Chase Freedom Unlimited vs. Amex Blue Cash Preferred: Which Card is Right for You?

**Introduction**

Are you looking for a credit card with great rewards and benefits? If so, you may be considering the Chase Freedom Unlimited or the Amex Blue Cash Preferred. Both cards offer a variety of perks, but they also have some key differences. In this article, we will compare the two cards side-by-side so you can decide which one is right for you.

**Amex Blue Cash Preferred: The Basics**

The Amex Blue Cash Preferred is a great card for everyday spending and saving money on groceries and gas. It offers a flat 6% cash back on groceries, 3% cash back on gas, and 1% cash back on all other purchases.

There is no annual fee for the card, and it comes with a variety of other benefits, including:

• A welcome bonus of $250 when you spend $1,000 within the first 6 months
• A 0% introductory APR on purchases for the first 15 months
• Free access to your FICO score
• A variety of travel rewards, including discounts on flights and hotels

**Chase Freedom Unlimited: The Basics**

The Chase Freedom Unlimited is another great card for everyday spending. It offers a flat 1.5% cash back on all purchases, and it also comes with a variety of other benefits, including:

• A welcome bonus of $200 when you spend $500 within the first 3 months
• A 0% introductory APR on purchases for the first 15 months
• Free access to your credit score
• A variety of travel rewards, including discounts on flights and hotels

**Head-to-Head Comparison**

Now that we have a basic overview of each card, let’s compare them head-to-head in a few key categories:

	Chase Freedom Unlimited	Amex Blue Cash Preferred
Rewards	1.5% cash back on all purchases	6% cash back on groceries, 3% cash back on gas, 1% cash back on all other purchases
Welcome Bonus	$200 when you spend $500 within the first 3 months	$250 when you spend $1,000 within the first 6 months
Annual Fee	$0	$0
Introductory APR on Purchases	0% for the first 15 months	0% for the first 15 months
Credit Bureau Reporting	Equifax, Experian, TransUnion	Equifax, Experian, TransUnion
Foreign Transaction Fee	0%	0%

**Which Card is Right for You?**

The Chase Freedom Unlimited is a great all-around card that offers a flat 1.5% cash back on all purchases. It’s a good choice for people who want a simple and straightforward rewards card. The Amex Blue Cash Preferred is a better choice for people who spend a lot of money on groceries and gas. It offers a higher cash back rate on these categories, but it comes with a $95 annual fee.

Ultimately, the best card for you will depend on your individual spending habits. If you’re not sure which card is right for you, you can always apply for both and see which one you prefer.

**FAQs**

1. Which card has a higher welcome bonus? The Amex Blue Cash Preferred has a higher welcome bonus of $250, but you must spend $1,000 within the first six months to qualify. The Chase Freedom Unlimited has a welcome bonus of $200, but you only need to spend $500 within the first three months to qualify.
2. Which card has a lower annual fee? Both the Chase Freedom Unlimited and the Amex Blue Cash Preferred have no annual fee.
3. Which card has a better rewards program? The Amex Blue Cash Preferred has a better rewards program for people who spend a lot of money on groceries and gas. It offers a higher cash back rate on these categories than the Chase Freedom Unlimited.

Conclusion**

The Chase Freedom Unlimited and the Amex Blue Cash Preferred are both great credit cards with a variety of benefits. The best card for you will depend on your individual spending habits. If you’re not sure which card is right for you, you can always apply for both and see which one you prefer.

**Are you interested in learning more about credit cards?**

Check out our other blog posts on the topic:

• How to choose the right credit card
• The best credit cards for travel
• The best credit cards for cash back

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